nnagengast@baystatefinancial.com

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Hebert K. Daroff, J.D.*, CFP®, AEP®

Hebert K. Daroff, J.D.*, CFP®, AEP®

Director of Estate & Business Planning

*Licensed, but not practicing on behalf of MML Investors Services, LLC or its affiliates.

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Office: 617-239-8070

3551 Bonita Bay Blvd

Bonita Springs, FL 34134-6600

nnagengast@baystatefinancial.com

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

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Neither Baystate Financial, MML Investors Services, LLC., nor their representatives are authorized to provide legal or tax advice. Clients should work in conjunction with their estate planning attorney, tax attorney, and/or CPA for specific legal and tax advice.

Estate planning services are provided in conjunction with your estate planning attorney, tax attorney, and/or CPA. Any discussion of legal, tax, or accounting matters is for general informational purposes only and should not be construed as legal, tax, or accounting advice. Clients should consult their qualified legal, tax, and accounting advisors regarding their specific circumstances.

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